Why Choose MECU?

Member Perks Become a Member

We're not a bank, and that's a good thing

At MECU Credit Union, our members always come first. We work hard to put more money in your pocket and make Baltimore a better place for all.

At MECU, you're not just an account number. You're one of us.

You're an owner
You won't find any shareholders here, just a local community of hard-working people helping each other move forward. Unlike traditional banks, we are 100% not-for-profit and owned by our members.
We're everywhere you are
Stop in our local Baltimore-area branches or 5,600 shared branches nationwide. Need cash? We provide free access to over 30,000 ATMs. Plus, our top-rated Mobile Banking app keeps you connected.
MECU puts money in your pocket
We return our profits to our members through better rates on loans and savings and lower fees. With our rewarding member perks, you'll see why it pays to be a MECU member.
We are invested in you
MECU can help you make better financial decisions every step of the way. With our exclusive levelUP program, every member receives free financial education, helpful resources, and one-on-one coaching.
We work for all
Our door is open to you, no matter how small your need or how big your dream. We treat everyone with respect and fairness because those are our founding principles.
We're local like you
MECU was established in 1936, right here in Baltimore. Our hometown pride runs deep, with local sponsorships, community involvement, and the work of our MECU Foundation.
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